Make money online 4 Projects That Will Increase Your Home Equity (And 4 That Won’t) Home equity loans and HELOCs, which are secured by your home, can help you access financing at lower rates than alternatives. Getty Images/iStockphoto high mortgage rates, low inventoryand improved house price Many Americans have put their home buying plans on hold. On the upside, however, most people who have bought a home in the past […] Written by Helal Uddin Chowdhury July 14, 2023July 14, 2023 Saving Bookmark this article Bookmarked
Make money online Is mortgage refinancing worth it now? Here’s what the experts think Refinancing a mortgage can still make sense for homeowners, despite currently high rates. Getty Images/iStockphoto Mortgage interest rates have still been trending upward. As of July 6, the average fixed rate on a 30-year mortgage was 6.81% — not seen since October 2002, except for a brief spike in late 2022. but can A mortgage […] Written by Helal Uddin Chowdhury July 14, 2023July 14, 2023 Saving Bookmark this article Bookmarked
Make money online Journal Club 07-14-23 – Passive Income MD Journal Club here 07-14-23! Every week, I put one Journal Club. After filtering articles on the web, I am presenting a few that impacted my life this week Stay safe and stay well! If you’re on the road to financial independence or have already achieved this significant milestone, loosening your purse strings often can be […] Written by Helal Uddin Chowdhury July 14, 2023July 14, 2023 Saving Bookmark this article Bookmarked
Make money online 4 Best Times to Get a Private Student Loan Before you apply for a new loan, check your credit score and credit report. Getty Images Student loans can be critical to accessing the funds you need to complete your education. Although grants or scholarships are ideal and federal student loans can offer unmatched terms and possible forgiveness, Private student loans Your financial plan may […] Written by Helal Uddin Chowdhury July 14, 2023July 14, 2023 Saving Bookmark this article Bookmarked
Make money online Is a long-term CD still worth it? Some long-term CDs may offer a fixed APY of 4.5% on your savings balance today. Getty Images Amid cooling inflation and the current pause in federal interest rate hikes (despite expectations that the Fed will raise additional rates this year), The best place to park your savings Suddenly it might seem a bit complicated. Certificate […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Make money online How fast can you get equity out of your home? Applying for a home equity product, getting approved, completing all the paperwork and closing takes some time. Getty Images/iStockphoto Owning a home can be a great investment. And one of the perks of home ownership is equity That appreciates the home’s value over time and you pay off your mortgage. If you need funds for […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Make money online How to find a reputable gold dealer A bit of caution should be exercised when choosing which gold dealer to give your business to. Berwin/Getty Images Gold can be a smart addition to your investment portfolio in many ways. It has historically held its value Economic recession From periods of recession to periods of high inflation. It can provide reliable returns Protect […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Make money online Inflation has come down. Here’s what this means for gold investors. Because of its inverse relationship with the US dollar, gold has historically made a good hedge against inflation. Getty Images/iStockphoto One of the most attractive aspects of investing in gold is its use as a Hedge against inflation. When inflation is high, the price of gold can rise, as more people move their money into […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Make money online Inflation has come down. Here’s what that means for savings rates. Cooler inflation is good news for many consumers, including those looking to boost their savings. Rafael de Matos Carvalho/Getty Images Persistent inflation has plagued US consumers over the past two years. After reaching a 40-year high in 2022, it remains elevated throughout 2023, leading the Federal Reserve to continue raising the federal funds rate in […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Make money online Renovate your home or buy a new one? Here’s what the experts suggest The choice between renovating your home or buying a new one depends on a mix of financial and personal considerations. Getty Images/iStockphoto Homeowners looking to change their living space face the dilemma of buying a home versus renovating. Sometimes, renovating may make more sense, such as if you love your location and just want the […] Written by Helal Uddin Chowdhury July 13, 2023July 13, 2023 Saving Bookmark this article Bookmarked
Why you should lock in a mortgage rate today Today’s mortgage rates may be up, but they’re still likely lower than what buyers could get in August. Getty Images If inflation still continues Cooler than the recent high, and with interest rates rising significantly from 2020 lows, many potential home buyers decided to sit on the sidelines. With interest rates for a 30-year mortgage […] Written by Helal Uddin Chowdhury July 24, 2023July 24, 2023 Saving Bookmark this article Bookmarked
3 Money Myths That Are Hurting Your Savings Misconceptions about money can have a negative impact on your savings. Here’s what to do about it. Getty Images/iStockphoto Many people face obstacles when it comes to this Saving money, especially right now. recent Inflation problem Every dollar has a big impact on how far your budget can stretch, as we pay higher costs for […] Written by Helal Uddin Chowdhury July 24, 2023July 24, 2023 Saving Bookmark this article Bookmarked
Why you should lock in a mortgage rate today Today’s mortgage rates may be up, but they’re still likely lower than what buyers could get in August. Getty Images If inflation still continues Cooler than the recent high, and with interest rates rising significantly from 2020 lows, many potential home buyers decided to sit on the sidelines. With interest rates for a 30-year mortgage […] Written by Helal Uddin Chowdhury July 24, 2023July 24, 2023 Saving Bookmark this article Bookmarked
3 Money Myths That Are Hurting Your Savings Misconceptions about money can have a negative impact on your savings. Here’s what to do about it. Getty Images/iStockphoto Many people face obstacles when it comes to this Saving money, especially right now. recent Inflation problem Every dollar has a big impact on how far your budget can stretch, as we pay higher costs for […] Written by Helal Uddin Chowdhury July 24, 2023July 24, 2023 Saving Bookmark this article Bookmarked
Get hired as a virtual assistant Are you looking to get hired as a virtual assistant? Today, I have a list of five companies that need help right now and are actively advertising their job openings! What is a virtual assistant? A virtual assistant, sometimes referred to as an “executive assistant”, “administrative assistant” or “personal assistant”, is a person who handles […] Written by Helal Uddin Chowdhury July 24, 2023July 24, 2023 Saving Bookmark this article Bookmarked
How might another Fed rate hike affect savers? Here’s what the experts think Savings accounts today already earn 5% APY on balances. BOY_ANUPONG / Getty Images After pausing to raise federal interest rates in June, the Federal Reserve showed Rates are set to increase Again at its Federal Open Market Committee (FOMC) meeting this week. This will bring them to the maximum rate For more than two decadesin […] Written by Helal Uddin Chowdhury July 25, 2023July 25, 2023 Saving Bookmark this article Bookmarked
4 Questions to Ask Yourself Before Taking Out a HELOC A HELOC may be a smart move for some homeowners, but be sure to ask yourself the right questions before committing to this type of home equity loan. Getty Images/iStockphoto Thanks to a number of economic challenges, including high (but cool) inflation and the Fed’s continued rate hikes, borrowing money has recently become much more […] Written by Helal Uddin Chowdhury July 25, 2023July 25, 2023 Saving Bookmark this article Bookmarked
Here’s how much you can earn by putting $1,000 into a high-yield savings account You can earn several hundred dollars more by transferring your money from a regular account to a high-yield account. Getty Images Interest rates edged higher after a brief pause in June. At least that’s what most experts predict when the Federal Reserve meets again later this week. When the Fed is gone The rate is […] Written by Helal Uddin Chowdhury July 25, 2023July 25, 2023 Saving Bookmark this article Bookmarked
What beginners should know about buying gold online Gold is a great addition to your investment portfolio, but it’s important to know what to expect when buying this precious metal online. Getty Images In economic times or Market volatility, many investors are turning to gold as a way to offset risk from stocks and bonds. One of the reasons we’ve seen so many […] Written by Helal Uddin Chowdhury July 25, 2023July 25, 2023 Saving Bookmark this article Bookmarked
