3 Great Pet Insurance Discounts Every Owner Should Know

Pet insurance is a smart and affordable way for owners to protect their pets and their wallets. For a minimal fee to a provider each month, owners can secure coverage For a wide range of ailments, treatments and visits to the vet. This unique insurance type is usually the best fit the dog And the catSomething though exotic animals Can also qualify.

Pet insurance can help with both the old And young Animal, it doesn’t come with one cost. Coverage isn’t expensive, but the price you pay will largely depend on a series because choice Breeding, your pet’s age and health at the time of insurance application. That said, there are some great ways to get pet insurance discounts that owners should familiarize themselves with as they start insurance hunting.

If you’re in the market for pet insurance, get started now by getting a free price quote.

3 Great Pet Insurance Discounts Every Owner Should Know

Before signing on with a pet insurance provider, be sure to ask about any discounts you may be eligible for. In particular, consider asking about the following:

Upfront discount

You may already have one of these discounts with another insurance policy or another service, so it’s worth asking if the pet insurance provider in question will honor the same deal. Specifically, some pet insurance policies will reduce the amount you have to pay by paying upfront (up front) for a full year’s worth of coverage. So, if you pay $70 a month to insure your dog, that comes to $840 for the year. But you can pay $800 or less for the same coverage if you offer to pay upfront.

Not every insurer offers this discount and, if they do, the amount they will waive off the top to pay this way can vary. Still, it’s worth investigating, because if you have a policy for the duration of your pet’s life, it can save you significantly.

Start checking pet insurance prices here now or use the table below to compare some of the top providers.

Multiple pet discounts

If you have more than one pet, it pays to insure both. If you do, you may qualify for a multi-pet discount. So if you insure one dog, make sure to insure others too. Same for your cat. On the surface, it may seem like you’re paying more, but you get coverage for two at a discounted price. Pet insurance providers like Embrace, Lemonade and Figo all offer multiple pet discounts for qualified applicants.

Cuddles, in particular, has a 10% discount “available for policies with two or more pets — because the only thing that saves you money on your pet insurance is more than multiple pets. It’s automatically added so you don’t have to do anything. thing,” The insurer said.

Get a free price quote from Embrace here and learn more.

Bundling discount

If you are currently a Home insurance policy and a Self insurance Policy with the same provider, so you already know how it works. By bundling multiple accounts under one umbrella, policyholders can often secure discounted rates. The same goes for pet insurance (assuming the provider in question offers multiple insurance types).

Lemonade is one provider that will discount your policy if you combine it with other insurance offers. “Lemonade will automatically apply a bundle discount to any combination of our insurance products: homeowners, pet health, term life and renters insurance,” the insurer said. Its website.

Just remember that it may be necessary to leave your current insurance provider to get a discount with another. So if you are happy with your current home and auto insurance coverage, you may be better served Other discounts Instead.

Bottom line

There are multiple ways to get discounts and both Cheap pet insurance. It’s helpful to ask about paying upfront for a policy or one with another pet in your family. And don’t discount the benefits of cheap pet insurance plans when combined with home, auto or other insurance policies (pun intended) you may need.