Should you get pet insurance for your new puppy?

There are numerous Reasons to get pet insurance — from long-term cost savings to peace of mind and beyond. But there is more Benefits if you are a new pet owner, especially when your dog is young. Actually, that one Best time to buy pet insurance.

Because pet insurance tends to be the least expensive when your pup is young and healthy, that means less risk for pet insurance companies.

Do you own a spunky new puppy? Then consider shopping for pet insurance early to ensure you get the coverage you need and a good price.

3 Reasons to Get Pet Insurance for Your Puppy

Whether you’re a first-time pet owner or a professional, it never hurts to do your research when it comes to protecting your furry friends, which includes evaluating — or reevaluating — your insurance plans.

The Cost of pet insurance for a dog There can be a wide range, often between $30 and $70 per month, although this depends on your dog’s age, breed, location and other factors. Fortunately, many pet insurance providers are flexible and allow you to create a more affordable plan. For example, pet insurance providers Spot tout Its accident-only coverage can be as low as $17 per month. Speaking of cost, this is one of the main reasons to get pet insurance early.

Here’s a breakdown of why getting pet insurance for your new puppy is beneficial:

1. It is usually cheaper
2. You are more likely to qualify for coverage
3. Potential savings

It is usually cheaper

You can usually get a better price if you get pet insurance when your pet is young and healthy.

“The younger you enroll your pet, the better. As pets get older, their risk of getting sick or injured increases, which means they will cost more to insure,” Explained Induction by the Dodo on its website.

Fetch even provides a section on its site dedicated to puppy insurance. Creating an account takes minutes. Get started today!

With Fetch’s pet insurance, you can use any vet within the US or Canada. Also, there is no enrollment fee and you can cancel whenever you want Fetch’s comprehensive puppy insurance lets you get back up to 90% of your vet bills for a variety of incidents — from emergency vet trips to exam fees, swallowed objects and more. There are more than two dozen different events listed on Fetch’s site.

Just remember Some varieties are more expensive Insuring than others. For example, monthly bills in Newfoundland can be over $100, per a LendEDU analysis Spot pet insurance information.

You are more likely to qualify for coverage

Older dogs with you are more likely to qualify for coverage Predefined conditions That are usually not covered by pet insurance plans.

“A pre-existing condition is any injury or illness that occurs or shows symptoms before coverage begins or during the waiting period. A condition is considered pre-existing whether it has been formally diagnosed or treated; when it occurred or the vital symptoms first occurred. appears” The FAQ section explains the spot of its website.

“We don’t cover pre-existing conditions — which means that the more injuries and illnesses your pet goes through before you enroll, the more limited your coverage will be,” adds Fetch.

That’s why it’s important to jumpstart the process when your pet doesn’t have any health problems. Enter your pet’s information and start shopping for plans as soon as possible.

Potential savings

Many pet owners are aware, Veterinary bills can add up quickly. Like humans, a pet’s health is unpredictable. If you don’t want to pay out of pocket for an expensive surgery or treatment, consider getting pet insurance for peace of mind.

In the first year alone, you’ll spend more than $3,200 on your dog, including grooming, vet visits, a crate and more, according to the American Society for the Prevention of Cruelty to Animals (ASPCA). said. The ASPCA estimates that you’ll spend at least $410 per year on preventative medicine and routine care. And that doesn’t include any necessary vet trips.

If your pet has never had any health problems and you are not worried about accidents, pet insurance may not save you much in the long run. however, Vet prices continue to rise As the country is still facing inflation.

Although it is difficult to calculate the exact amount of savings you will see in the future, take a look at these examples, according to fetch:

• Cost of sick visit for ear infection: $474 on average
• Cost of sick visit for swelling: $4,012 on average

As you can see, these are dramatically different costs for different problems. So, it is always wise to be prepared for anything.