Pet insurance can be a valuable and affordable way to protect your dog or cat in the event of an emergency, illness or routine medical care. Owners can choose to pay a moderate premium to one provider each month or they can opt outIf they pay annually. Either way, owners can rest assured that their pets – and their bank accounts – will be protected
As with most financial products, however, timing around a purchase is important. Pet insurance is no different. To get the most out of this unique financial protection, prospective policyholders will want to ensure that they purchase their policy at the most opportune time. For most pet parents, this means acting sooner. The reasons behind this time consultation have to do with both cost and care.
If you’re in the market for pet insurance, start by getting a free quote so you know exactly what to expect.
2 main reasons to buy pet insurance fast
Here are two major benefits of securing a pet insurance policy now
The sooner you apply for a pet insurance policy, the better. That is, of course, if you want to pay lower premiums. Pet insurance works like most traditional insurance types in the sense that it charges less for younger, healthier applicants. The older your pet, the more risky it is to insure and the more likely they will need constant medical care. Because of that risk and extra care, the insurer will have to bill more. This will then be reflected in higher premiums for the owner.
“As pet owners age, they need more health care… and the same is true for their pets,” notes Pet Insurer. Lemonade. “When you purchase pet insurance the age of your pet will affect your monthly premium.”
“While food, toys and medical expenses remain fairly constant throughout a pet’s life, unexpected medical care costs can add up quickly as your pet ages,” the insurer said. Pets are best explains
A low price tag is arguably the best reason to get pet insurance fast. Every year you wait you risk paying more for potentially less coverage. So start checking prices now to see what your pet qualifies for.
Pet insurance doesn’t always work like health insurance for humans. Bottom line: Pet insurance providers can and will reject your pet for any coverage. So you should act fast before pesky medical issues arise, before they hamper your coverage options.
“A pre-existing condition is something that happens before you enroll or during the waiting period.” Brought to you by the dodo Explains “Unlike other providers, we do not cover pre-existing conditions.”
Spot pet insurance Also such treatment will not prevent problems.
“A pre-existing condition is any injury or illness that occurs or shows symptoms before coverage begins or during the waiting period,” they explain on their website. “A condition is considered pre-existing whether or not it has been formally diagnosed or treated; what matters is when it occurs or when symptoms first appear.”
Fortunately, if you act now while your pet is young and healthy (and before any new health conditions pop up), you can get your pet running for stronger coverage. If you wait, however, you increase the likelihood that any insurance you will be approved for will only be for select items.
So start shopping now to see what kind of protection your pet is eligible for. Use the table below to compare some of the top providers on the market.
Pet insurance can be a valuable and cost-effective alternative to costly veterinary bills and treatments. To get the most out of a potential plan, however, it’s best to act quickly. By applying for a pet insurance policy now you can better position yourself for both lower costs and more comprehensive care.
You can now get a customized pet insurance quote.