Best age to get pet insurance for dogs

Timing is everything, especially when it comes to pet ownership and caring for your pet.

Although owning and caring for pets can be expensive, those costs can be dramatically reduced by using the right pet insurance plan. To secure the most comprehensive and cost-effective policy, however, owners should time their applications as best as possible.

This is especially true for dog owners. Historically, dogs have required more care than their feline counterparts. And they will require care that can lead to a shorter lifespan (compared to cats). That said, pet insurance can provide valuable assistance, assuming it’s purchased at the right age and at the right price. but what Best age to get pet insurance for dogs? That is what we will explore below.

If you’re in the market for pet insurance, get started now by getting a free price quote here.

Best age to get pet insurance for dogs

Simply put: the best age to get pet insurance for dogs is when they are young (the puppy optimal). As they age, their health will inevitably decline and insuring them will be inherently risky. That risk will be passed on to you, the owner, in the form of higher monthly and annual insurance premiums.

“The sooner you enroll, the sooner your dog is covered,” pet insurance companies Brought to you by the dodo Comment.

“Fetch covers pets of all ages, but to make sure your pup gets as much dog insurance coverage as possible, it’s best to sign up before they need it. Like other pet insurance providers, Fetch is unable to cover pre-existing conditions — which is why we’re so early on.” Recommend signing up if possible. Insuring your dog before health issues develop is recommended, so you and your best friend can live your best life together.”

Spot pet insurance tells dog owners to act sooner rather than later.

“We advise all paw-renters to insure their pets at an early age.” spot Says “You can enroll your pet in a plan from Spot as soon as it’s 8 weeks old. Don’t let your pet develop ‘pre-existing conditions’ before getting insured.”

A Preexisting condition The coverage your dog is ultimately approved for may be very limited — if they are approved for coverage at all.

Pet insurance companies simply won’t cover these conditions until they resolve. It makes sense to apply for pet insurance for your dog while they are still a puppy. At weeks or months of age, they likely have no pre-existing conditions, thus clearing a major hurdle to securing comprehensive coverage. But if you wait until they’re older — and these conditions appear — your insurance options will be severely limited.

“A pre-existing condition is any injury or illness that occurs or presents symptoms before coverage begins or during the waiting period.” spot Explains “a condition is considered pre-existing whether or not it has been formally diagnosed or treated; what matters is when it occurred or symptoms first appeared.”

But pet owners who fall into this category may still have options.

“However, with plans offered by SPOT, this does not mean that the condition cannot be covered in the future if it is curable,” explains the insurer. “An injury or illness that is curable, curable, and free of treatment and symptoms for 180 days, excluding knee and ligament conditions, will no longer be considered pre-existing. If the knee or ligament condition occurs before coverage becomes effective on that date or during the waiting period, future None will be covered.”

In general, it is best to insure your dog as soon as possible (or as soon as possible). You won’t get such a good combination of care and cost when you apply for pet insurance when your dog is young. So, if you know you’re ready, get started now by getting a free price quote so you know exactly what to expect.

Bottom line

Pet insurance is valuable for dogs of all ages. But it’s arguably most beneficial if your dog is small. At this stage in the dog’s life, coverage options will be robust and the cost of obtaining that coverage will be significantly lower than if the applicant waits. Not sure if pet insurance is right for you? Learn more about insuring your dog here now.