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3 Reasons to Get Pet Insurance This Spring

Warm weather marks a good time for owners to insure their pets.

Stefan Ciota/Getty Images

Animal insurance can help cover vet costs if your dog or cat is injured or sick. Additionally, some providers offer coverage for preventive care costs like heartworm medication and vaccines. So instead paying much smaller recurring costs and Expensive bills You pay a predictable monthly payment for injury or illness premium and a except Before you file a claim.

This coverage can be helpful year-round because you never know when you might need it, but it’s especially important as spring approaches. If you’re in the market for pet insurance, start by getting a free price quote so you know what to expect.

3 Reasons to Get Pet Insurance for Spring

Spring brings warmer weather and a greater need for pet insurance. Here are three reasons you should act now.

1. Higher activity levels lead to more injuries

When the days are shorter and the temperatures are colder, many people reduce their activity levels—especially in areas where it snows. As a result, pets also often bark.

Alternatively, when it starts getting warmer, people and their pets start going outside. Whether you have a cat that likes to roam around or a dog that you like to go on trips with, spring probably means more to it.

High outdoor activity levels naturally bring a high risk of accidents and injuries. According to pet insurers pets are best, Accident claims from pet injuries increase in April, peak in August and then decline at the end of September.

Get a pet insurance quote online now and learn more.

2. Waiting period may delay coverage

Most pet insurance policies come with waiting periods that will delay your coverage.

For example, with Brought to you by the dodo, the typical waiting period is 15 days and the waiting period for hip or knee injury claims is six months. During that time, any claims you file will not be covered, and the accident or injury will be considered “pre-existing.”

If you’re hoping to get pet insurance benefits within a certain month or season, check with potential providers for waiting periods and be sure to enroll early enough. You’ll probably want to enroll in late winter or early spring if you want full coverage (less coverage for orthopedic conditions) for spring and summer.

3. Hot weather brings health risks

After all, people and their pets aren’t the only ones out in the spring. Insects, rodents and many other critters also appear…which can be problematic. Plants and flowers also bloom.

Some plants and flowers, however, are highly toxic to pets. “Effects of the plant can range from minor superficial irritation and GI upset to serious organ damage, such as lily and kidney failure,” says Dr. Carolyn Wild, staff veterinarian at Trupanion.

She adds, “Examples of plants and flowers that are toxic to dogs and/or cats include azaleas, damselfly, lilies, sago palm, oleander, yew, ficus, aloe, lantana, and dieffenbachia.”

Dogs and cats also tend to be exposed to parasites and infectious diseases in the spring, according to Dr. Jennifer Coates, a veterinarian. Then, the risk of heatstroke, water hazards, sunburn, insect bites and more increases.

Where can you get pet insurance in spring and beyond?

If you want to prevent costly bills from surprise injuries and illnesses this spring, now is the time to start shopping for pet insurance quotes. Most insurers have online quote systems so you can quickly view their plans and get custom pricing for your pet. However, remember, coverage, costs, and quality of service vary from one provider to the next.

You can increase your chances of finding a great deal by getting quotes from at least three providers and comparing them side by side. Use the table below to get started now.

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