Everyone knows that getting a pet can be expensive. There’s pet food, treats, annual vaccines — and of course, the occasional holiday-themed outfit you can’t pass up.
And with these costs continuing to rise, more pet parents are looking for ways to save money when treating their furry friends. If you’ve been trying to find ways to save on your pet’s veterinary bills, you should consider.
Before you sign up for a policy, you should read below to understand how much pet insurance can cost each month and how to save as much as possible.
Start by getting a free pet insurance quote so you know how much it will cost.
What is pet insurance?
Pet insurance is an optional insurance policy that pet owners can purchase for their dog, cat or exotic pet depending on the provider. These principles can beTreatment such as accidents, illnesses and dental cleanings. Pet insurance usually doesn’t cover routine exams and annual shots, but you can buy a supplemental wellness plan that does.
Some pet insurance companies will pay your vet directly and send you a bill if they don’t cover it. Most pet insurance policies, however, require you to pay the bill first and then file a claim.
How much does pet insurance cost per month?
The monthly cost of pet insurance depends on many factorsIncluding the age of your pet, their health, if they are mixed Or a purebred and so on. As with other types of insurance policies, you should compare prices between different companies.
For example, on average, Lemonade charge $14 a month for a cat policy. According to the insurer, the average cost of pet insurance for a cat is $25 per month.
The cost of a dog policy has an even wider range. For example, Lemonade charges $37 per month while other competitors may charge less or more depending on the factors mentioned. The average cost of pet insurance for a dog is $66 per month, Lemonade says.
Not sure what it will cost to insure your cat or dog? You can now quickly check lemonade prices here.
How to get cheap pet insurance
perSign up for a plan with a higher . If you need to make a claim, you’ll pay more out of pocket, but you’ll pay less in monthly premiums.
Also: Try to sign up for pet insurance sooner rather than later. The longer you wait, the more likely your pet will beThat will not be covered by insurance. This means that you have to pay for those treatments yourself instead of being reimbursed by the insurance company.
How to get discount rate
Many insurance companies give you aIf you have multiple policies. If you already have car, homeowner’s or renter’s insurance, you can contact that provider and ask if they offer pet insurance.
If you find a pet insurance company that offers other types of insurance, you can ask them how the rates will change if you change your auto, renters or homeowners policy. Contact an insurance broker who can help you find the most savings for all your insurance needs, including pet insurance. Use the table below to compare and review some of the top pet insurance providers now.
Make sure to use career-based discounts. For example, Fetch by the Dodo offers 10% off pet insurance premiums every month If you are a veteran or current service member. Some companies may offer discounts to teachers and other education professionals.
Before you sign up for a policy, call and ask if they have any special discounts. if youAsk about a bundle discount.