How to get cheap pet insurance for a dog

If you want to add a dog to your family, Pet insurance Can help with costs. Instead of facing expensive bills every time your furry companion gets sick or injured, you can call on your insurance to cover a larger portion of them.

For example, when looking Average veterinary care costs For dogs, treatment for broken bones averages $2,371, treatment for diabetes costs about $2,892, and treatment for cancer typically costs about $4,000.

If any of these unfortunate circumstances are present and you are insured, you can file a claim, pay your exceptAnd your insurer probably will compensation You pay 70% or more of the bill.

But how can you get the most affordable price Pet insurance for a dog? Below we discuss four tips to keep in mind.

If you’re in the market for pet insurance, get started by getting a free price quote.

4 ways to get cheap pet insurance for a dog

If you’re looking for the most affordable pet insurance for your dog, these four tips can help.

1. Apply for a policy if the pet is small

Pet insurance is cheaper when an animal is young and healthy because small animals do not require expensive care. Also, pet insurance companies usually don’t cover Predefined conditions. As a result, if you wait until you have a health problem to sign up for coverage, it often won’t be covered.

“At Spot, we always encourage pet owners to enroll in the plan when their pet is younger because the cost will start lower and their pet will be less likely to develop pre-existing conditions,” said Trey Ferro, CEO of Spot.

2. Be aware of breed costs

Hereditary conditions are linked to certain dog breeds. For example, boxers are more likely to develop allergies, cardiomyopathy, and corneal ulcers. Pet insurers are aware of breed-specific conditions, therefore Some breeds will come with higher costs.

A LendEDU analysis Spot pet insurance information found that three Cheapest dog breeds to insure English Springer Spaniel, Miniature Yorkshire Terrier and Goldendoodle. On the other hand, the three most expensive breeds were Newfoundland, Dogue de Bordeaux and Jack Russell Terrier.

If you haven’t picked a dog yet, consider researching genetic conditions that commonly affect different breeds. You can keep your costs down by choosing a breed known for a long and healthy lifespan.

Not sure what it will cost to insure your dog? You can get a free quote from Spot Pet Insurance in 30 seconds.

3. Customize your plan

Many pet insurers allow you to customize your insurance plan to meet your needs policy value Whichever best fits your budget.

For example, Fetch by The Dodo offers three options for your maximum annual payout percentage, deductible amount and repayment rate. You can get the cheapest monthly premium price by choosing the lowest maximum annual rate, highest deductible and lowest copayment.

However, it’s important to remember that lower monthly rates mean you’ll pay more when you file a claim. You will also soon receive your maximum annual benefit which means your coverage will expire for the year. If you predict your dog will need a lot of care in the coming year, it will likely be cheaper to pay more per month and less per claim.

“It’s important to be aware of these factors because some companies may boast low prices but then have very high deductibles and low reimbursement rates, so they’re not actually saving customers money in the long run,” Ferro says.

A good plan of action may be to assess your pet’s health status and the potential risks of making a decision Level of coverage Best suits your overall situation for the coming year.

4. Comparison shop

Although pet insurance offers may be similar from one insurer to the next, they are all different. Shopping around and getting quotes from multiple insurers can help you find the best overall price.

When comparing offers, look beyond just the premium price. A variety of factors will affect the overall amount you pay, including coverage, deductible options, maximum annual benefit limits, reimbursement rates, and more. discount. Also, it’s always a good idea to check customer reviews to see how satisfied other people are with the coverage.

You can get a free price quote from Figo now or use the table below to start reviewing some of the top providers on the market.

Find the best pet insurance price for your dog

Where should you start your search for the best and cheapest pet insurance for your dog? You can start online wherever you are. Reputable pet insurers such as Spot, Pets Best, Figo and Fetch by The Dodo have user-friendly online quoting systems that enable you to quickly get a personalized quote for your dog. Once you find the best fit, you can get coverage online with just a few clicks!