Why you should get pet insurance before your pet gets sick

For many pet owners, they won’t stop at anything to keep their furry friends happy and healthy. Our pets bring us joy, comfort and companionship. Unfortunately, they come with significant costs, some of which can be substantial Health care.

The average pet owner pays $410 in medical expenses for a dog and $300 for a cat. ASPCA. And that’s just for routine care like checkups and preventative medicine. If your pet is sick or injured, the cost can easily be thousands.

One way to help cover these costs is to: Pet insurance. depends on Type of policy If you prefer, it can reimburse you up to 90% of your pet’s medical expenses. But to get the full benefits of pet insurance, you should buy it as soon as possible. If you wait until your pet is sick, they may not get treatment, leaving you with some expensive and potentially gut-wrenching decisions.

To find out how much coverage you can get, get a free price quote here.

Why you should get pet insurance before your pet gets sick

Don’t assume you can do without pet insurance if you have pets young or healthy Here are three great reasons to buy coverage before your pet gets sick.

Pre-existing conditions are usually not covered

Most pet insurance policies Do not cover pre-existing conditions, such as hip dysplasia or heart disease. If your pet develops these conditions before you apply for a policy, you will be 100% responsible for the cost of treatment.

“A pre-existing condition is any injury or illness that occurs or presents symptoms before coverage begins or during the waiting period,” says spot Pet insurance. “A condition is considered pre-existing whether or not it has been formally diagnosed or treated; what matters is when it occurred or symptoms first appeared.”

Pre-existing conditions can be very expensive to treat over the course of your pet’s life. For example, Care Credit Dog hip dysplasia surgery costs an average of $1,700 to $4,500. Therefore, it is imperative to secure coverage for your pets now, even if they seem healthy.

Start exploring your pet insurance options by checking prices here.

Most policies have a waiting period

Pet insurance policies usually have a waiting period between the time you apply and the time coverage takes effect. Any medical expenses incurred by your pet during that period will not be covered.

The waiting period can range from weeks to months depending on the policy and medical issues. But no matter the length, your pet can get sick or injured at any time. The sooner you buy pet insurance, the more likely they are covered if something happens.

It saves you stress and heartbreak

When your pet is sick or injured, you want to get them the best care as soon as possible. You don’t have to worry about how you’ll afford that care or whether you’ll have to forgo treatment because the cost is too high.

“If an emergency occurs and treatment/surgery is required, it can reach thousands of dollars to resolve the situation. Many families may not have such resources and may have to make the very painful decision to euthanize their beloved pet,” said Dr. . Sandra Norman, staff veterinarian at Noah’s Animal Hospital in Indiana, previously said CBS News.

Don’t add cost concerns to an already experimental time. Get a free quote now to find the right policy for you.

Bottom line

whatever Your pet’s age, the best time to get pet insurance is now. And there are plenty Ways to save on pet insuranceincluding taking advantage of discount. Do your pets (and your wallet!) a favor and start looking for pet insurance today.