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Healthy Paws Pet Insurance Review 2023

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Healthy Paws is known for speedy processing of pet insurance claims.

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Like health insurance for humans, pet insurance can help offset that Expensive veterinary care For your pets. You pay a monthly premium, and in return, you get coverage for a portion of your pet’s eligible veterinary expenses, including accidental injuries, emergency treatment, surgery, and sometimes even preventive care, depending on the specifics of your policy.

Pet insurance is a growing industry with many companies to choose from, including Healthy Paws This provider offers a simple coverage plan with no annual or lifetime caps and quick claim processing time. This review will look at the costs, benefits, and downsides of Healthy Paws so you can decide if their plans are right for you and your furry best friend.

Get started now by getting a free pet insurance quote from Health Paws here.

Healthy Paws Pet Insurance Overview

A healthy paw is a Pet insurance company Located in Bellevue, Washington has provided coverage for dogs and cats since 2009. The company partners with Aon Corporation, and its policies are underwritten and issued by Chubb Group.

Healthy Paws offers an accident-sickness plan with no separate wellness or accident-only plans, which is rare in the pet insurance sector. Unlike most providers, the company does not cover Predefined conditions. Healthy Paws does not cover vet exams.

However, Healthy Paws pet insurance stands out for its lack of coverage caps, with no per-occurrence, annual or lifetime limits on payouts. Its accident and injury policy covers chronic conditions, cancer, hereditary or congenital conditions and emergency care, among other conditions.

How Much Does Healthy Paws Pet Insurance Cost?

Your monthly premium price will vary depending on whether you are an owner the dog or the cat as well as the age and breed of your furry family member. For example, the monthly premium for a 2-year-old female Labrador retriever with 80% compensation rates and a $500 except It could cost you $55.77 a month. Meanwhile, a 2-year-old male Siamese cat with the same policy could run you $22.41 per month.

Also, note that the small and Mixed breed pets Older and purer varieties tend to fetch lower monthly premiums.

Healthy Paws Pet Insurance vs. Competition

healthy paws

Lemonade

ASPCA

cost*

$52.20 per month

$39 per month

$64.46 per month

Annual Deductible Option

$250, $500

$100, $250, $500

$100, $200, $500

Payback percentage

70%, 80%

70%, 80%, 90%

70%, 80%, 90%

Amount of coverage

Unlimited

$5,000 to $100,000

$2,500, $4000, $7,000, $10,000

*Citations are for a 5-year-old mixed breed dog, medium weight, in good health in Boulder, Colorado. Coverage options include a $500 deductible, an 80% reimbursement percentage, and maximum coverage amounts for each provider.

In this instance, Healthy Paw fares well against its competitors with a competitive monthly premium. While its price isn’t as cheap as Lemonade’s, it makes up for it with unlimited annual coverage against Lemonade’s policy that maxes out at $100,000. However, the 80% reimbursement rate for Healthy Paws is lower than the 90% reimbursements Lemonade and the ASPCA offer.

Get a personalized pet insurance quote from Healthy Ribs here now.

Healthy Paws Pet Insurance Pros and Cons

Pet insurance Knowing you have financial support to offset a significant portion of your veterinary bills for covered accidents and illnesses can give you peace of mind. But before you sign up for a pet insurance policy, take a moment to evaluate both its benefits and downsides, like the one offered by Healthy Paws.

Healthy Paws Pet Insurance Professionals

  • Competitive price
  • There is no per-occurrence, annual or lifetime coverage claim payout limit
  • Aim to process claims within two working days

Healthy Paws pet insurance cons

  • There is no wellness coverage for routine health care such as annual checkups, lab work, and dental treatments
  • Does not cover veterinary examination fees
  • Deductibles and reimbursement levels seem to vary depending on what kind of pet you have and other factors, but the company doesn’t publish its rate schedule on its website. You should get a quote to explore your options.
  • Provides medical care to homeless pets

Healthy Paws pet insurance unique benefits

All pets deserve medical care when they need it, especially homeless dogs and cats without a home. When you get pet insurance quotes, you help homeless pets on their journey toward adoption. The Healthy Paws Foundation makes charitable contributions to pet adoption agencies for vaccines, spaying and neutering surgeries, and other treatments so our furry friends can start their road to recovery and better health.

Bottom line

to select Best pet insurance policy It comes down to finding a carrier that offers the ideal combination of price, policy options and annual limits, among other factors. Healthy paws rank high in this area because of the easy approach. The company offers a single plan for dogs and cats, with competitive pricing and no annual cap, making it worthwhile getting a quote and exploring your options. Learn more here now.

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