Like Apple’s new savings account? These 9 accounts are earning more

Last month Apple announced their new Apple Savings Account In partnership with Goldman Sachs. The The account offers 4.15% APY with no fees and no minimum deposits, and is designed for Apple Card users to take advantage of their daily cash reward savings.

While the Apple Savings interest rate can help you earn a lot of extra money on your balance, it’s not the only option to take advantage of. Great interest rates today — and offset rising costs on debt and credit.

Especially following Another Federal Reserve interest rate hike This month, many online banks are offering high-yield savings accounts with close rates 4.50% or even 5.00% APY. What’s more, many of these accounts offer similar fees, minimum balance requirements, and account features that may help you Maximize your savings.

Below, we’ve rounded up some of the top accounts that earn more than Apple today, so you can find the best option for your savings goals.

Start exploring some of today’s best savings rates here to see how much more you can earn

High Yield Savings Accounts Earn more than Apple Savings

before you Open any new savings account, it’s important to make sure your money is safe. Look for “Member FDIC” on the website or account agreement of the bank you’re considering. Will be FDIC insured Keep your balance Against any potential bank failure (up to $250,000 per bank per account type). Both the Apple Savings Account and the account below offer FDIC insurance.

CIT Bank: 4.85% APY

CIT Bank’s Platinum Savings Account requires a $5,000 minimum balance (and at least a $100 deposit upon opening), but in return, you’ll earn a whopping 4.85% APY. There are no ongoing fees. However, it’s important to make sure you can keep that minimum in your account; Otherwise, you’ll only earn a 0.25% APY.

Popular Direct: 4.85% APY

Popular Direct Savings, the high-yield account from online bank Popular Direct, offers 4.85% APY on your deposits. It requires a minimum deposit of $100, but has no monthly fee.

UFB Direct: 4.81% APY

One of the highest-earning savings accounts today is Premier Savings from UFB Direct, with a 4.81% APY. It has no fees or minimums and even comes with an ATM card that you can use to withdraw money when you want to access your savings.

TAB Bank: 4.76% APY

TAB Bank offers a competitive 4.76% APY on its high-yield savings account. Even better, the account has no monthly maintenance fees and no minimum balance or deposit requirements

Basque Bank: 4.75% APY

Basque Bank offers a similar 4.75% APY on its interest-bearing savings account. There are no monthly fees and no minimum balance requirements, but you do need to deposit some amount within 15 days of opening the account.

Bread Savings: 4.65% APY

The high-yield savings account option from Bread Savings carries a 4.65% APY. You can open the account with a minimum deposit of $100 and there are no monthly or maintenance fees throughout the life of the account.

Salem Five Direct: 4.61% APY

Salem Five Direct is another online bank with a competitive high-yield savings account. Its eOne Savings earns 4.61% APY and requires just a $10 opening deposit. Otherwise, there are no minimum balance requirements and no monthly fees.

Citizen Access: 4.50% APY

You can earn 4.50% APY with high-yield savings options from Citizens Access. It carries no monthly fees and you only need to deposit at least one cent to open the account.

Lending Club Bank: 4.25% APY

Lending Club Bank High-Yield Savings Account has 4.25% APY Like some other account options, you’ll need a $100 deposit to open the account, but after that there’s no minimum balance requirement and no monthly fees.

Compare more high-earning savings accounts today.

Bottom line

the right High Yield Savings Account Weathering economic uncertainty and rising costs can help you maximize your savings. All great giving High Yield Savings Account In the market, it can be difficult to make the right choice for you. Just remember, the most important thing is to actually start. Choose an account with a high interest rate, FDIC insurance, no fees and minimums that don’t match your personal savings goals — so you can make the most of the high rate for as long as possible.