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Pet insurance can cover these common dog accidents and injuries

Golden retriever dog playing with puppy toy
At some point, pet owners may face an emergency trip to the vet.

Andrea Donetti / IEM

Americans across the country are feeling the economic pressures of inflation — citing concerns recently High food consumption — though it did It has been cooling in recent months. Pet owners, in particular, can also feel the pain of pet care costs.

There has been a small increase in dog ownership in recent years. Between 2016 and 2020 (the height of the COVID-19 pandemic), US households owning at least one dog increased from 38% to 45%. According to the American Veterinary Medical Association (AVMA)..

And costs follow. The U.S. Bureau of Labor Statistics reported that pet product prices rose 11.9% in January from a year earlier. Report Pet services, which include veterinary services, rose 9.4% in year-over-year price changes in February, the agency said.

This price increase can have a significant impact on your wallet. That’s why you should consider Now getting pet insurance. Pet insurance provider like the spot May walk you through the process. Simply fill out this form and get a free quote instantly.

The most common dog accident and illness claims

At some point, pet owners may face an emergency trip to the vet. Here are some common accident and illness claims for puppies, according to the American Society for the Prevention of Cruelty to Animals (ASPCA) Pet Health Insurance Internal information (These were also among the top hits Report for adult dogs)

  1. injury: Small cuts or bruises require stitches or antibiotics
  2. Bite wound: Small punctures or wounds caused by bites from other animals
  3. Swallowed objects: Swallowed objects or household items (sharp, large or poisonous objects should be reported immediately)

they are different Types of pet insurance policies Picked from. But most Accident and sickness plans should cover Situation as mentioned above. You can view a sample policy on Spot’s website now – just enter some quick information to get started.

What does pet insurance cover?

Again, the exact issues and illnesses covered by pet insurance vary by provider and plan. Here’s a look of lemonade Cheat sheet that shows the types of treatments that are “typically covered” under their pet insurance plan:

  • Diagnostics (eg x-rays, blood work, tests)
  • Accidental injuries (eg surgery, stitches)
  • cancer
  • Flea and heartworm treatment
  • Allergy medicine

When it comes to the top common ailments listed above, Lemonade has you covered.

“Lemonade’s accident and illness policy covers diagnostics (such as exams or X-rays), procedures (such as surgery or stitches) and medications (such as antibiotics or painkillers) if your dog or cat has an accident or becomes ill.” Lemonade notes. “Your pet’s health insurance covers surgery that may result if your dog or cat eats a toy. The only exception here is if your pet has a history of eating the same toy multiple times in the past.”

Lemonade also offers five add-ons for things like vet visit fees, physical therapy, dental illnesses, behavioral conditions, and end-of-life and memorials.

You should always read a provider’s list of covered illnesses thoroughly before signing up for a plan. Remember that Pets with pre-existing conditionsWhat is cited in a pet’s medical record is usually not covered.

How much do Americans spend on pets?

Veterinary bills can add up, especially with a spunky puppy. In the first year of owning your dog, you’ll spend more than $3,200 on things like preventative medicine, vaccines and a spay or neuter, among other care, according to the ASPCA. approx. An ER exam can cost $75 to $200, and an overnight stay at an animal hospital can cost up to $1,700 per night, according to pet insurance providers. Lemonade States Online.

In 2021, U.S. consumers will spend $123.6 billion on pets, including veterinary care and about 28% of total product sales, according to the American Pet Products Association (APPA). Report. Surgical vet visits were listed as the biggest expense among dog owners, a 2021-2022 APPA survey showed.

Ultimately, the cost of a vet visit can vary greatly depending on your pet’s needs. But pet insurance can help compensation You are in for unexpected treatment. The Dog insurance costs Usually between $30 and $70 per month, but some providers estimate that it can be lower depending on your information (dog breed, age, weight, etc.) and the plan you choose.

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