When is the best time to get pet insurance for your dog? The answer may surprise you

You want to give your dog the best life possible. But taking care of your furry friend can get expensive quickly. Routine care alone can run you hundreds of dollars each year, and if your dog is sick or injured, the bill can quickly climb into the thousands.

Pet insurance Can potentially help manage costs Giving you back up to 90% for Qualified veterinary expenses. But like many financial products, when you buy it can make a big difference in how much it helps you. If you’re considering getting pet insurance for your dog, it pays to know the best time to do so.

Get started by getting a free pet insurance quote here to see how much coverage you can get.

When is the best time to get pet insurance for your dog?

There are many times when pet insurance purchase priceBut the best time to get it is when your dog is still a puppy.

You might think puppies don’t really need pet insurance because they’re young and healthy, but that’s exactly why their early years are the best time to get coverage. Consider the following:

You will pay less

Older dogs have more health problems. As a result they cost more to insure. if you Wait to get pet insuranceYou can pay significantly more each month if you get it now.

“Getting pet insurance is not difficult [for] older animals. However, the annual or monthly rate can be many times higher than for a young healthy pet,” says Ashley Rossman, DVM, co-owner of Glen Oak Dog & Cat Hospital.

If you buy coverage when your dog is younger, you’ll enjoy lower rates — plus, they’ll be protected for longer in their lives.

You will get better coverage

Most pet insurance providers do not cover Predefined conditions (Your dog already has serious health problems when you apply for a policy). Any treatment related to these conditions will not be covered — if you are able to get a policy at all. This is another reason why it pays to insure your dog at a young age.

“[W]e recommend that pet owners check out insurance options early in a pet’s life, before problems develop,” Sarah Gorman, DVM, CCRP, managing veterinarian at Small Door Veterinary. “Pet insurance is generally not helpful for pets who have significant Medical was a history of illness, as once a medical condition is documented, most insurance companies will not cover anything related to that body system.

“Example: If a dog became lame three years before it was registered, lameness or limb injuries later in life would not be covered – even if sometimes it wasn’t the injured leg!”

The younger your puppy is, the less likely they are to develop pre-existing conditions. If you secure coverage now and they develop a condition later, you can rest easy knowing your insurance can help pay for its treatment.

Explore your pet insurance options by checking prices online today.

Their first few years can be expensive

The first year of pet ownership is expensive. A new dog needs everything from vaccinations to spaying or neutering to microchipping. The ASPCA It is estimated that dog owners spend an average of $3,221 in the first year of owning their dog. Pet insurance can help offset these costs, allowing you to set your pup up for a happy, healthy life without breaking the bank.

In addition, puppies have a tendency to get into trouble. As they explore the world around them and learn how to play well with others, they may hurt their feet, ingest things they shouldn’t, or suffer other problems that require treatment. You are already stressing enough to try to keep a constant eye on them; You don’t have to worry about how you’ll carry it if you need to take it to the vet.

Bottom line

While puppies are the best time to get pet insurance, that doesn’t mean you should give it up when your dog is an adult or senior. Still an old dog Benefit from pet insuranceAnd the sooner you apply for it, the better coverage you can get (and at a better price).

So, don’t wait. Start exploring your pet insurance options today. Your dog – and your wallet – will thank you.