Why You Should Get Pet Insurance in 2023

Whether you’re planning to welcome a new pet into your home in the New Year or you’re reviewing financial and health resolutions for 2023, you might want to consider getting one. Pet insurance.

As much fun and love comes with being a pet parent, it can also be expensive and stressful. luckily, Pet insurance That can help ease some of the burden. Not only can you reduce the risk of facing big vet bills yourself, but you can also get cover for a wide range of care that you might not otherwise want for yourself. the dog, the cator sometimes other animalsPet insurance depends on the company.

If you think you might benefit from a pet insurance policy, start by getting a free online price quote so you know exactly what to expect.

Why You Should Get Pet Insurance in 2023

In particular, you might be Consider getting pet insurance Or adjusting coverage to a better plan for your situation, because pet insurance often:

Helps save money

One of the top reasons Get pet insurance Money is saved. In an ideal world, your furry friend wouldn’t get sick or have an accident that required medical attention. But unfortunately, it happens from time to time and you may not be ready to pay thousands of dollars worth of vet bills.

So, if you have pet insurance, you can get Reimbursement in part or in full For many types of care. Depends on the specific plan, but there are some common types coverage Include surgeries, emergency vet visits, lab tests and more.

You can potentially save money on things like preventative care with some plans, which often come as add-ons to a standard dog or cat insurance policy. For example, a pet insurance company may offer coverage that includes things like annual wellness exams and dental cleanings at a lower cost than if you purchased it on your own.

Spot pet insurance, for example, offers a preventive care add-on for $9.95 or $24.95 per month. The low-cost plan covers up to $250 in combined preventive costs (eg, up to $100 for dental cleanings and $20 for stool tests), while the high-cost plan covers costs up to $450 (eg, up to $150 for dental cleanings and $25 for stool tests).

So, if you use the policy strategically, you can save money, as the annual benefits can be more than the monthly cost.

Get a free online price quote from Spot now to see exactly how much it will cost.

Provides peace of mind

Another great reason to get pet insurance is that it can provide pet parents with peace of mind.

Suppose your dog or cat develops cancer later in life and you face the difficult decision of whether to pay for care, which can be financially stressful. With pet insurance, however, if anything is covered, you may not have to worry as much, as you can proceed with treatment without financial or emotional burden.

Or, if you have a mischievous dog or cat, you may be worried about them getting hurt. While you certainly don’t want them to have an accident, you can be a little less stressed if you know you have coverage.

Encourages healthy habits

Having pet insurance can encourage healthy habits in the sense that it can motivate pet parents to care. If you don’t have a preventive care plan, for example, you may not keep things like annual wellness exams. Or, if you’re worried about the cost of diagnostic tests, you can skip or delay them.

Brought to you by the dodoFor example, currently does not offer a preventive care plan, but things like Vet-recommended Vitamins and supplements for injury or illness are covered. So, if you know the cost is manageable, you may be more inclined to get those vitamins and supplements.

Bottom line

Overall, pet insurance policies can help you financially and emotionally while keeping your pet healthy. There are many different types of pet insurance policies you can explore to see which one aligns with your budget and coverage needs.

Some people, for example, carry accident-only pet insurance because of the low cost, while others want accident and illness pet insurance or more comprehensive pet insurance that covers things like behavioral training.

So, take some time to explore your options and see if there is a pet insurance plan that works well for your situation from both a financial and health perspective.

You can get a free quote from pet insurer Lemonade here or use the table below to explore a list of top providers now.