Pet insurance is a good way to avoid expensive pet care bills and ensure a long and healthy life for your furry friend.
butAll are not created equal – nor are they . In fact, pet insurance premiums can vary greatly based on the type of animal, its size, and most importantly, .
what are you expecting? Below we discuss five dog breeds that are the cheapest to insure.
If you’re in the market for pet insurance, start by getting a free quote so you know exactly what to expect.
Cheap dog breed insurance
Although pet insurance costs can vary from provider to provider, they tend to be similar in price. Accordingly, here is a rough list of the five cheapest dog breeds to insure
1. A mixed breed dog
Purebred dogs are more likely to have genetic predispositions to diseases and conditions that are expensive to treat. For this reason, mixed-breed dogs tend to be the most affordable to insure. More specifically, according to “small, spayed, female mixed breed.” North American Pet Health Insurance Association. One analysis found that Goldendoodles — one of the most popular mixed-breed dogs in the U.S. — cost just $39 per month to insure.
You can now get a customized pet insurance quote for a mixed-breed dog.
2. English Springer Spaniel
English Springer Spaniels have the cheapest insurance premiums of all purebred dog breeds at just $33.56 per month, according to an analysis of pet insurance policies. LendEDU. According to the American Kennel Club, these dogs are generally healthy dogs and max out at 40 to 50 pounds. Generally, smaller dog breeds are more cost-effective to insure, as they are less prone to joint problems such as hip dysplasia.
3. The Yorkshire Terrier
The Yorkshire Terrier has been found to be one of the most affordable dogs to insure in several analyses. LendEDU An accident and illness policy for this species runs about $37 per month, while Report of Advisor Smith Quoted a $52 average.
Either way, this is one of the least expensive dog breeds on the list, probably because of its small size. The AKC cites only occasional eye problems and dislocated knee caps as problems with this breed.
4. Australian Shepherd
The Australian Shepherd is another compact and active dog breed that is fairly affordable to insure. AdvisorSmith found an average of just $58.81 per month for this breed of insurance, while LendEDU’s analysis pointed to even lower costs at an average premium of $40.62.
One of the smallest dogs around also enjoys one of the smallest premiums The analysis found that Dachshunds average premiums of $50 to $60 per month, likely due to their generally good health and long lifespans. The AKC estimates that with proper care and diet, dachshunds can live anywhere from 12 to 16 years.
Not sure what it will cost to insure your furry friend? You can now easily check the price.
The most expensive dog breed insurance
At the other end of the spectrum, some dogs cost considerably more to insure than other breeds. English Bulldogs, Bernese Mountain Dogs, Rottweilers, French Bulldogs and Great Danes bring the most expensive pet insurance rates because they require hip and elbow dysplasia, respiratory problems, cancer and other conditions..
What else affects your pet insurance cost?
Remember that your dog only has one breedIn determining the cost of insuring them. Where you are, the age of your dog, the insurance company you use and You will play a role in the selection. Always shop around and compare several pet insurance providers to make sure you’re getting the best deal and the most benefits. As much as possible. Use the table below to get started.