ManyPets Pet Insurance Review 2023

Pet insurance is insurance coverage that helps cover your pet’s veterinary expenses. Like health insurance for people, Pet insurance Comes with a monthly or annual premium, and in return, your insurer pays for any eligible claims for your veterinary expenses. If the potential for expensive vet bills worries you, you may want to explore your pet insurance options. It’s worth it.

One pet insurance company you can consider is ManyPets. This provider offers unlimited coverage for a variety of treatments, tests, and medications. Understanding what a ManyPets policy covers (and doesn’t cover), including its costs, benefits and downsides, can help you determine whether the company’s plans meet your needs.

You can get started now by getting a quote from ManyPets so you know how much it will cost

ManyPets pet insurance overview

ManyPets offers pet insurance plans for dogs and cats with two main policy types: accident and illness coverage and an optional wellness plan.

Accident and illness coverage is when most people think of health insurance, and it can come in handy if your pet suffers an unexpected injury or suddenly becomes ill.

For additional coverage, the ManyPets Wellness Plan covers preventive care costs for routine check-ups, dental cleanings, vaccinations and other services.

what is covered

According to Many pets, an accident and illness policy covers a veterinarian’s examination, consultation and “anything necessary to assist in the treatment or diagnosis of illness or injury.” Company compensation Up to 90% of your vet care costs, such as:

• Boarding at a veterinary clinic if you need a vet
• Cancer diagnosis and treatment for biopsy, chemotherapy, surgery and more
• Chiropractic and acupuncture procedures are performed by a veterinarian
• Dental disease
• Diagnostic testing such as X-rays, lab work, MRIs and other tests
• Hereditary condition
• Prescription drugs approved by the Food and Drug Administration (FDA).
• Sick visit examination fee
• Vet specialists

The ManyPets Wellness Plan will pay up to $150 per year ($600 total) for the following:

• Cleaning teeth such as brushing and polishing
• Holistic care to improve stress, skin, coat, bone and joint care
• Preventive care for fleas, ticks and heartworm
• Routine checkups and vaccinations such as rabies, bordetella and more.

If you think you might benefit from the protection ManyPets provides, start by checking out their prices.

What is not covered

The following expenses are not covered by ManyPets pet insurance:

• Expression of anal glands
• Elective or cosmetic procedures such as grooming, ear cropping, tail docking and more
• Routine dental care (must be enrolled in wellness plan)
• Non-FDA-approved drugs
• Predefined conditions (unless your pet has been symptom-, treatment- and diagnosis-free for at least 18 months before enrolling in your policy)
• Prescription foods, supplements and vitamins
• Preventive care (must be enrolled in a wellness plan)
• Spaying/Neutering

ManyPets pet insurance costs

ManyPets insurance coverage for your pets starts at $15 per month for a cat and $20 per month for a dog. Insurance is usually more expensive the dog than the cat. Because dogs are usually bigger than cats and need more medication and sleep. remember, Pet insurance costs Varies greatly depending on your pet BreedingAge and other factors.

The premium price for your pet will also depend on the coverage options you choose, which are as follows:

• except: $250, $500 or $750
• Reimbursement Amount: 70%, 80%, 90%
• Annual Coverage Amount: Unlimited

Cost comparison

To give you an idea of ​​how Moneypet policy prices compare with other providers, here’s an example of how much it might cost to insure a healthy, five-year-old, mixed-breed medium-weight dog in Boulder, Colorado. In this case, coverage options include a $500 deductible, 80% reimbursement, and the maximum coverage allowed for each provider.

*Citations are for a 5-year-old mixed breed dog, medium weight, in good health in Boulder, Colorado. Coverage options include a $500 deductible, an 80% reimbursement percentage, and maximum coverage amounts for each provider.

As the example illustrates, ManyPets is affordable compared to these two providers and should be competitive with most providers in the market. Of course, the price you receive Pet insurance Will vary depending on your pet’s breed, age and health, as well as your policy options and other factors. If you need Multiple pet insuranceManyPets lives up to its name by offering a multi-pet discount of up to 15%.

If you’re curious about how much a policy might cost you, you can get a quick and accurate quote by answering a few questions on the ManyPets site.

Advantages and disadvantages of ManyPets pet insurance

As with any insurance product, it’s always wise to weigh up convenience Vs the downsides of a pet insurance policy. Here are the pros and cons of ManyPets pet insurance:

professional

• Premium is the lowest in the market
• There is no fee for sick visit examinations
• There is no claim limit
• Covers accident and illness-related vet exam fees
• Offers optional wellness plans

cons

• Not available in some states (does not cover Alaska, Florida, Hawaii, Idaho, Massachusetts, Minnesota, Missouri, Oklahoma or Vermont)
• Does not cover spaying or neutering

ManyPets unique benefits

Many pet insurers that offer unlimited annual coverage limits also offer smaller limits ranging from $5,000 to $100,000. Applicants can often reduce their premiums by selecting a lower annual coverage limit.

In contrast, ManyPets only offers unlimited annual coverage but still manages to provide pet owners with an affordable plan. Thus, ManyPets offers the best of both worlds: unlimited claims and cheap premiums. You can now easily apply for a ManyPets policy online.

Bottom line

ManyPets is an affordable pet insurer that offers an accident and injury policy and an optional wellness plan for additional coverage. With this policy your annual coverage limit will not be burdened and you can choose a reimbursement option of up to 90%. That means your furry friend can get the care he deserves, and you’ll only be responsible for your portion of the bill and your deductible.

Whether you choose ManyPets or another pet insurance company, take a close look at the coverage a policy covers. If your pet is at risk for a hereditary disease, for example, you want to make sure a provider covers treatment for that condition. Remember, pet insurance companies don’t cover pre-existing conditions, so consider getting pet insurance to ensure you’re covered later if your pet is in good health.