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Pets Best Pet Insurance Reviews 2023

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Pets The best pet insurance offers different plans for pet parents with different budgets and different levels of risk tolerance.

Jose Luis Pelaez Inc/Blend Images/Getty Images


Having a furry friend in your home can be emotionally rewarding, but it can also be financially damaging. Accidents and illnesses can quickly turn into expensive vet bills and put you in a precarious position. Since you probably don’t want to choose between your pet’s health and your financial health, consider that Getting pet insurance.

with Pet insurance, you can put yourself out of the risk of high vet bills and potentially get some peace of mind that you can take proper care of your dog or cat. A pet insurance company to consider is the best pet insurance, founded by a veterinarian.

If you’re in the market for pet insurance, start by getting a free quote so you know exactly what to expect.

Best pet insurance overview

Pets Best Pet Insurance offers accident and illness coverage, as well as accident-only plans for dogs and cats, from puppies and kittens who are at least seven weeks old. Insurance companies offer wellness/routine care add-ons, such as to cover the cost of vaccinations. And unlike some other pet insurance providers, Pets Best has no upper age limit, so even senior dogs and cats can get cover.

This pet insurance company offers a variety of options at different price points to fit your budget, with some starter plans mainly covering things like emergency care and surgery, while more comprehensive plans include rehabilitation, acupuncture and chiropractic coverage.

However, Pets Best does not offer some of the more comprehensive, ancillary services that some other providers include, such as lost pet advertising/reward money coverage.

Pets Best pet insurance cost vs competitors

Pet Best offers different plans for different budgets and for pet parents with different levels of risk tolerance. For example, an accident-only insurance plan for dogs can be as low as $9 ($6 for cats), while more comprehensive plans can cost several times that much.

Depending on factors such as your location, your pet’s age and your coverage options, costs can vary significantly. Also keep in mind that direct pet insurance comparisons can be difficult, as pet insurance information can vary between providers.

For example, insurers may have different weight ranges for mixed-breed dog classifications, which can affect insurance rates. Furthermore, pet insurance comparisons can vary widely in terms of coverage.

While the sample quotes below attempt to make a somewhat similar comparison, there are still significant differences. Pets fall somewhat in the middle in terms of price, but also include unlimited annual coverage.

Meanwhile, pet insurance companies like Figo can be significantly more expensive, but Figo offers additional services like its Pet Cloud, which helps you keep track of your pet’s needs in one place.

Not sure what the best plan for a pet will cost you? You can get a free quote right away by answering a few short questions.

Cost comparison

Here’s a side-by-side price comparison using a pet best mid-tier plan to compare with the competition.

Pets are best

bring

Figo

Lemonade

Monthly expenses for dogs

$54.58

$59.45

$95.40

$52.49

Monthly expenses for cats

$35.54

$38.11

$47.30

$34.17

Annual limit

Unlimited

$15,000

Unlimited

$100,000

Compensation level

80%

80%

80%

80%

Annual deductible

$250

$300 for dogs/ $250 for cats

$250

$250

Discounts for multiple pet insurance

5%

None of them

5%

5% (10% bundle discount with other types of insurance)

Based on one 1-year-old mixed breed male dog (medium weight) and one 1-year-old mixed breed female cat in New York City, including vet exam fee coverage for the qualifying event. Rates are for illustrative purposes only and may vary based on your circumstances.

Pets are the best pet insurance professionals

Some of the top pet best pet insurance professionals include:

  • There is no upper age limit: If you’re trying to insure a senior pet, Pets Best may be a good option.
  • A range of plans to fit your budget: Some providers offer one-size-fits-all or more limited coverage options, but Pets Best has different tiers to align with your budget and risk tolerance. For example, some levels include an exam fee for visits to a veterinarian for accidents or illnesses, while less expensive plans do not.
  • Routine care add-on: Not all providers offer optional add-ons to cover routine care costs like dental cleanings and flea/tick prevention, but this is one of the best pet insurance benefits for pets.
  • Alternative to unlimited annual policy limits: Pet insurance companies often set an annual amount they’ll pay, but you can choose between $5,000 or an unlimited annual amount with Pet Best.
  • 24/7 Veterinary Emergency Helpline: If you have health or behavioral questions to ask, you don’t have to rely on calling your primary veterinarian. The best pet plans include 24/7 emergency veterinary support via phone, live chat, and email.
  • Veterinarian direct salary: Pets Best offers you an option to pay the claim directly to your vet instead of indemnifying you So, this can help in situations where you are faced with a large vet bill and struggle to pay it out of pocket while waiting for reimbursement.

If these benefits sound convenient to you, start the process with Pets Best by getting a free quote today

Pets Best Pet Insurance Cons

While there are many benefits for pets, some pet insurance benefits from this company include:

  • Small range of coverage limits: Pets Best offers only $5,000 or unlimited annual coverage limits. While the unlimited option may be an advantage for some pet insurance buyers, some may prefer the option of paying less for lower limits.
  • High Payout Percentage: Another great feature of a pet that can be both a pro and a con, depending on how you look at it, is the level of rewards it offers. The best pet insurance can cover 70%, 80% or 90% of the cost, depending on the plan you choose. But here too, you may want to pay a lower monthly premium in exchange for a lower amount, such as 50%, to the insurer.
  • Limited incidental coverage: While Pets Best offers different tiers, with the highest end offering comprehensive coverage that includes things like acupuncture if needed, you typically won’t find a ton of extras like you can with some other pet insurers. For example, some pet insurers offer advertising/reward money for lost pets, but Pets Best does not. For some, it’s a marginal benefit they don’t need from their pet insurer, but others may want to get as many benefits as possible.

Bottom line

Overall, the best pet insurance for pets can be a good option for many pet parentsSuch as those looking for an unlimited amount of coverage or those with elderly pets who are looking to insure for the first time.

This could be a good option for anyone looking for a well rounded Pet insurance policy It covers a lot but doesn’t necessarily force you to pay for an entire service that you can’t use. Given the range of plans, you may be able to find one that balances your cost concerns with the peace of mind you’re looking for from pet insurance.

See for yourself how Pet Best compares to other providers based on your pet’s specific characteristics. Shopping around can help you find the pet insurance policy that makes the most sense for your situation.

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