Want the best pet insurance? Here’s how your vet can help

Pet insurance is a smart and effective way to protect both your pet and your bank account.

monthly in return fee to an insurance provider (often discount If paid annually or combined under an umbrella policy, pet owners can secure coverage for medical care, treatments and even some procedures. Depending on the policy and insurance provider, the owner may compensation Up to 90% of their cost.

That said, pet insurance is still a financial product. And like all financial products and services, it pays to do your research before signing on the dotted line. You should shop around for providers, get quotes from different people, and talk to other pet parents to get their feedback on their pet insurance experiences. You should also talk to your vet.

But first, start by getting a free pet insurance quote here so you have an idea of ​​how much it might cost.

How your vet can help you get the best pet insurance

If you like and trust your vet, you should consult with them before choosing your pet insurance company. After all, your vet isn’t just experienced with your particular dog or cat. They also specialize in a wide variety the dog And cat breeds. Accordingly, they can more accurately predict what health problems your pet may face in the short term, as well as what problems will become problematic as it ages.

By talking with your veterinarian, you can better develop a possible pet insurance plan for what you may need now or in the future. That way, you won’t pay for coverage you don’t need. This can help you cut costs and create the most effective policy for your pet.

Remember, some dog and cat breeds need more care, more often than others. If you own One of these varieties, pet insurance may be especially worth it for you. By talking to your vet first, however, you will be able to develop a specific plan that can help your pet.

Get a free pet insurance quote here now and learn more.

Other ways to get the best pet insurance

While it’s smart to consult with your vet before getting pet insurance, there are other ways to create a valuable and affordable plan. In particular, you should:

Apply early

Pet insurance will become more expensive as your pet ages and becomes riskier to insure. That risk will be reflected in higher monthly premiums. But if you apply your dog or cat a the puppy or the kittenYou will keep yourself in the running for cheaper coverage.

Don’t wait until your pet is sick

Most pet insurance providers have a mandatory waiting time You must complete this before coverage begins. This period is about two weeks. So wait until you have your pet to apply for pet insurance fell sick, you won’t have the protection you need when you need it most Instead, apply when your pet is healthy so you’re ready to go if they eventually get sick.

Apply before pre-existing conditions develop

Pet insurance doesn’t work exactly like health insurance for people. Specifically, applicants may be denied coverage if they have pets Pre-existing medical conditions. In this case, coverage will either be denied or you will have to wait until the condition in question is fully cleared.

This is another reason (besides cost) that it is best to apply if your pet is small. If you secure a policy now, you’ll be grandfathered in before any costly health conditions arise.

Bottom line

If you really want the best and most comprehensive pet insurance, it’s important to do your homework. Shop for providers, compare quotes and policies, and have an in-depth conversation with your vet about the right pet insurance policy for your pet. Ask them about what coverage you think you need and what items you think are safe to skip.

Your veterinarian knows and cares for your pet, so don’t be afraid to ask for their help in creating an effective pet insurance plan.