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When choosing a pet insurance provider, you’ll want to look at price but that shouldn’t be the deciding factor.

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Everyone wants the best for their pet. To protect them, you’ll likely explore pet insurance options different types and their various benefits.

For a reasonable price per month, usually ranging from $15 to $70, pet owners can get pet insurance that provides reimbursement for covered medical procedures, medications, and more.

Buying pet insurance Easy, and you can start from the comfort of your own home. Share your pet’s information with a pet insurance provider to get a free quote today

Where to get pet insurance: Some companies to consider

you are a New pet ownerWhether looking to get pet insurance for the first time (better late than never!) or considering switching providers, there’s a pet insurance policy for you.

Here’s a breakdown of some pet insurance companies to consider:


Spot pet insurance, which has an A (excellent) rating from credit rating agency AM Best and calls itself “one of the fastest growing pet insurance providers,” has two plans to choose from — accident only and accident and illness — for dogs and cats. You can add preventive care coverage for an additional fee each month.

The process is simple enough: you get a licensed vehicle veterinarian or specialist for a covered reason, file a claim online and get reimbursed (via direct deposit or check).

“With pet insurance, you typically pay your vet bills and then you submit your claim to get reimbursed for eligible expenses based on your coverage parameters,” Pet Insurance Provider Spot explainsNote that you can submit a claim within 270 days of your vet visit.

If you’re in the market for accident-only coverage, you can get premiums as low as $17 per month (this example is based on a $5,000 annual limit, a 70% reimbursement rate and a $500 deductible for a one-year-old mixed breed in Florida), Spot says.

To find out how much it will cost to insure your dog or cat, you need to fill in your pet’s information (name, age, type, sex, breed) and your personal information (which can sometimes affect the price) including your location.) You 30 Get a free quote in seconds.

Brought to you by the dodo

Brought to you by the dodo Provides accident and illness coverage for dogs and cats, noting that the average cost is $35 per month for dogs and $25 per month for cats.

“First, we cover a wider range of injuries and illnesses than other providers: everything from abdominal cuts to ACL ruptures and heart attacks,” Fetch by Dodo said on its website. “But we also cover things that other providers charge extra for or don’t cover at all, like every adult tooth and gum injury and illness, breed-specific problems (think breathing problems in French or kidney stones in Burmese), and even tests Fees you pay each time you go to the vet for a sick visit.

On Fetch Through Dodo’s website, you can use a dropdown option to compare their coverage with at least nine other providers. Click a competitor, like Lemonade, for example, to see how the two stack up. You can compare things like enrollment fees, policy details, overall coverage (sick visit fees, dental, alternative and homeopathic therapies) and customer service.


Lemonade Describes itself as a “full-stack insurance carrier,” offering a wide variety of insurance — from homeowners and renters insurance to auto and term life insurance. It’s no surprise that Lemonade offers pet insurance options for animal lovers.

“Lemonade is a public benefit corporation. We charge a flat fee before we claim. Then, we donate to meaningful causes of our customers’ choosing — including animal welfare organizations,” the company explains on its website.

Like other pet insurance companies, Lemonade offers accident and illness plans, noting that it starts at $9 per month, though rates vary based on your pet’s information.

Learn more about Lemonade and the different plans and add-ons it offers. Plus, get a free quote today!

Bottom line

As always, the cost of a pet insurance plan can fluctuate widely. It all depends on your pet, preferences and what kind of medical care your pet needs. In most cases your location is also taken into consideration.

If cost is your main concern, don’t worry, there are much easier ways Save money on the plan.

When choosing a pet insurance provider, you’ll want to look at price but that shouldn’t be the deciding factor. Above all, it is most important to ensure that you have the right coverage based on your pet’s profile and needs.

be sure Compare multiple pet insurance providers Before landing on one.

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