Many Americans are familiar with such traditional insurance typesHealth and . Since millions of adults already have these types of policies (car insurance is usually mandated by law), there is a general understanding of how they work and how a plan can benefit.
There are other types of insurance, however, that may not be as widely known but are still important and beneficial.One of these types.
Pet insurance covers medical care for cats and dogs (and sometimes) in exchange for paying a monthly fee to an insurance provider, owners can rest easy knowing that their furry friend is guaranteed medical care – and that the owner has financial support to get them through any illness or emergency.
Because of its unique position in the insurance landscape, consumers may not be familiar with ways to save on pet insurance costs. Fortunately, there are some simple and reliable ways that owners can save without sacrificing quality or care.
If you’re considering pet insurance, get started now by getting a free pet insurance quote in 30 seconds here.
Amazing way to save on pet insurance
Whether you already have a pet – or are considering adopting or buying a new one – there are some amazing ways to lower pet insurance costs. Here are three things to know.
Consider getting a cat
If you don’t have a pet yet – but plan to insure your potential furry friend – then consider getting a cat. They are significantly cheaper to insure than dogs. With many pet insurance providers, you’ll pay $15 to $40 per month for a cat, from $30 to $70 per month for a dog.
“Cats are cheaper to insure than dogs because medical costs are generally cheaper for cats,” says Pet Insurer Lemonade Explains “Although cats live longer than dogs, and both require vaccinations and exam fees throughout their lives, cats have fewer medical problems. Many cats stay indoors, so they are less likely to be exposed to the risks of accidents or accidents. Illness than a dog. . Dogs are also more prone to hereditary conditions such as hip dysplasia or cruciate ligament problems.”
You can now easily check Lemonade’s pet insurance prices here.
Be aware of the cost of different varieties
TheMay affect the price tag of your animal. Some dogs are more expensive to insure than others. Same goes for cats. So do your homework so you know what to expect before securing a pet.
For example, a German Shepherd is more likely to require medical procedures for hip dysplasia than many other breeds. English Bulldogs and other “flat-faced” dog breeds can suffer from Brachycephalic Airway Obstruction Syndrome (BAOS).
Abyssinian cats are more likely to experience upper respiratory infections, inflammatory bowel disease and mycoplasma – resulting in potentially higher costs.
This does not mean that the animals in question cannot live long, healthy lives. Just be aware that if you buy or adopt a pet with lesser-known medical problems, their medical history will likely cost more.
Ask your vet for help
If you already own a pet or have a previous relationship with a vet you feel comfortable with, fear not.. Veterinarians are familiar with a wide range of dogs and cats and their associated medical histories. They can provide more informed predictions for which problems your animal may experience and which they may not.
By using your vet to tailor your insurance policy you can save money by securing a policy only for what you need now – or may need in the future. That way you won’t be paying unnecessarily for protections that don’t apply to your particular pet.
There are multiple ways to get bothAnd Pet insurance. As you try to find the right policy, keep in mind that both the type and breed of pet in question can change the price significantly. And don’t be afraid to ask the family vet for their thoughts and recommendations.
You can get started now by getting a free online pet insurance quote here or by using the table below to compare some of the top providers.