Considering pet insurance? These are the cheapest cat breeds to insure

Pet insurance can help you avoid skyrocketing bills if your animal needs emergency vet care or surgery, and in some cases, it can even cover basics like exams, vaccinations and medications for chronic conditions.

original coverage And Pet insurance costs Varies by company, but cats are generally the cheapest animals to insure. The exact premium you pay depends on your cat’s age, health and most importantly, Breeding.

If you have one of the cat breeds below, you can probably expect lower pet insurance prices than most cat owners. You can get a free, personalized price quote now so you know exactly what to expect

Cheapest Cat Breed Insurance

Although pet insurance costs vary based on policy and provider, they are generally close in price. Here is a rough list of the five cheapest cat breeds to insure.

1. outsider
2. Bombay
3. hybrid
4. siberian
5. the sphinx

1. Outsiders

Exotic shorthairs and exotic longhairs are cheaper to insure. An analysis from lendEDU Exotic shorthairs were found to be slightly less expensive, with an average premium of $20.74 per month. Long hair averages $25.05 per month.

That’s not surprising: The International Cat Association (TICA) calls exotics a “very healthy breed” that can live up to 11 years.

You can now get a customized pet insurance quote for an exotic cat.

2. Bombay

Bombay cats also come with lower pet insurance premiums. lendEDUanalysis found that Bombays average just $25.73 per month. If you choose an accident-only policy, it’s only $13.81 monthly.

Pet Insurance Hugs Notes that Bombay cats are “generally healthy.” They may have hypertrophic cardiomyopathy and excessive tearing and may have shortness of breath due to their small mouths. Other than that, though, they tend to live longer, healthier lives — sometimes up to 18 years, according to American Society for the Prevention of Cruelty to Animals (ASPCA).

3. Mixed-race

Mixed-breed animals are almost always cheaper than purebreds, and this goes for both dogs and cats. This is because mixed-breed animals tend to be less genetically healthy than purebreds.

In particular, the North American Pet Health Insurance Association (NAPHIA) That said, mixed-breed, spade women bring the lowest premiums. Domestic shorthairs, a type of mixed breed cat, cost about $30 a month to insure, or $19 for an accident-only policy.

4. Siberian

The average premium for Siberians clocks in at around $30 per month, or $23 if you opt for an accident-only policy. TICA calls Siberians “generally a healthy breed,” although they can be prone to hypertrophic cardiomyopathy. This breed can live up to 18 years or more.

5. The Sphinx

Sphynx cats may look a little strange, but they can save you big on your insurance premiums – especially on accident-only pet insurance policies. According to the analysis, a Sphinx costs just $7 per month to insure against accidents. If you opt for accident and sickness policy, it goes up to $38 per month.

TICA states that Sphynxes are “a very vigorous and healthy breed,” although, like many cats, they can develop hypertrophic cardiomyopathy. They often live 15 years or more.

Not sure what it will cost to insure your cat? You can now easily get a free price quote online.

The most expensive cat breed insurance

On the other side of the coin, you have Russian Blues, Persians, Siamese, Himalayan, Abyssinian, Ragdoll, Maine Coon and Snowshoes, all of which were on the expensive side.

According to a lendEDU analysis, Russian Blues average about $45 per month — a full $25 more than the cheapest cat (the exotic shorthair) to insure.

Shopping around for your cat insurance

As you can see, pet insurance costs for cats can vary quite a bit from one breed to the next. The insurance company you choose also plays a big role, so make sure you shop around and compare at least a few pet insurance providers if you want. Best value. Many companies offer discount Which can help reduce your costs. Use the table below to start shopping providers.