If you’re like most cat owners, you love spoiling your beloved cat. You buy their favorite treats, spend hours playing with them and create play structures in your home so they don’t get bored.
Taking care of their medical needs is just as important – and thereCan help. If you have pet insurance for your cat, you can make medical decisions based on that And not just what you can afford.
If you’re in the market for pet insurance, start by getting a free quote so you know how much it will cost.
Read below to learn more about pet insurance for cats, how much it costs.
How much is pet insurance for a cat?
Information from North American Pet Health Insurance Association It found that the average monthly premium for a cat was $29. Other studies Shows that typical premiums for a cat can vary from $14 to $38 a month.
The premium will vary depending on thisAge of cat, type of plan and specific .
Purebred cats are more expensive Insurance than mixed-breed cats because they are more likely to develop genetic illnesses and conditions. The most expensive specific breeds are Siamese, Bengal, Himalayan, Ragdoll and Maine Coon. These breeds may be more prone to illness than other breeds.
For example, the average monthly premium for an American Shorthair cat was $29.37 a month. Compare that to premiums for a Siamese ($30.73), a Ruggle ($34.67) and a Maine Coon ($37.36).
Interested in insuring your cat? You can now get a free pet insurance quote in 30 seconds here.
How pet insurance works
Pet insurance can provide peace of mind for animal lovers who want to make the best decisions for their pets without worrying about the cost. There are different types of pet insurance with different types of coverage:
- an accident
- Accidents and illnesses
Most pet insurance policies won’t cover it, which refers to any disease or illness diagnosed before you purchase insurance. So, if you want to buy pet insurance, you should do it as soon as possible.
Pet insurance often doesn’t cover annual checkups and vaccines. You should plan to pay these costs out of pocket unless you purchase an individual wellness plan.
What to know about pet insurance for cats
If you buy pet insurance, read the terms and conditions to understand what’s covered. Your policy may come with a deductible, which is the amount you must pay before the insurance company pays their share. Make sure you have enough in your savings to cover the deduction.
You usually have to pay the vet first and submit a claim to beby the insurance provider. It may take a few weeks to pay off, so be prepared for this initial cost.
If you haven’t adopted a cat yet and are worried about pet insurance and overall vet costs, go with a mixed breed. You’ll likely save more money on pet insurance than choosing a purebred.
You can now easily check prices online with Pet Insurer Lemonade.