Pet Insurance for Dogs: 3 Things You May Not Know

Pet ownership can be a loving, fulfilling … and expensive experience. that Why more owners are getting pet insurance? And may provide a policy of financial relief. in return A minimum fee to one provider per month (which may be discount If paid upfront), owners can secure coverage for a wide range of vet visits, treatments and medications. This can be an effective way for owners to protect both their pets and their bank accounts.

As with all financial products and services, however, it behooves pet owners to know the ins and outs of this unique insurance type to get the most return. This is especially true for dog owners. Dogs have historically required more medical care than cats. When considering pet insurance for dog owners, then, it helps to know some information first.

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3 Things You May Not Know About Pet Insurance for Dogs

Here are three things to know about pet insurance for dogs.

Not all varieties are priced the same

Just as health insurance costs vary for people, so do pet insurance prices Dog breeds. Pet insurance can be significantly more expensive for pets prone to ongoing medical conditions and significantly cheaper for dogs known for their health and longevity. Price it when you search for the best pet insurance plan for your furry friend.

For example, English Springer Spaniels, Miniature Yorkshire Terriers and Goldendoodles are all known for their fitness and general good health. Like, you can Expect to pay less than $40 per month to insure them. At the other end of the spectrum, owners of Jack Russell Terriers and Newfoundlands will spend $100 or more per month. English and French Bulldogs will be expensive because of their inherent respiratory problems and other well-known medical ailments.

Not sure what pet insurance will cost for your particular breed? Get a quote in 30 seconds right here and find out!

Younger dogs are generally cheaper to insure

It may seem counterintuitive to buy Pet insurance for a puppy. But this is actually the best time to get an affordable plan. You wait and as your pet ages, they become less healthy and risky to insure – a risk that gets passed on to owners in the form of higher monthly and annual premiums. But it’s not just that cost you’ll be dealing with. Older pets may be turned down for coverage or if their options are limited Pre-existing medical conditions (Pet insurance providers will not cover these issues). But if you apply before they go up, you’ll be in a better position to maximize your coverage options.

You have many options to choose from (and resources to use).

Pet insurance may seem like a relatively new type of insurance, but it’s a strong, growing industry with many options to choose from. So don’t sign up with the first provider you see. Do your research, shop around, and get quotes from at least three providers to establish a baseline to compare against each other. And don’t be afraid to ask around. But a great resource for other pet owners your vet, in particular, can provide skills you can’t get anywhere else. Your vet is well-versed in your dog’s medical history – and your dog’s overall breed – so they can help you create a policy for what you need now or what you may need in the future. That way you won’t pay for coverage you don’t need and won’t use.

Start checking pet insurance prices here now or compare providers in the table below.

Bottom line

Owning a pet can be a wonderful, fun journey. But expensive vet visits and medical care can dampen that joy. Fortunately, pet insurance can help. To ensure maximum and cheapest assistance, dog owners should first understand that different breeds come with different price points, but smaller dogs are generally cheaper to insure than older ones. Finally, dog owners need to understand that there are many options to choose from – and many sources that can help you find the best and most comprehensive plan for you and your dog.